State Bank of India PONNACHI Branch IFSC Code

SBIN 0040865
State Bank of India Logo State Bank of India
PONNACHI — CHAMARAJANAGAR, KARNATAKA
MICR: 571002461 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
PONNACHI
IFSC Code
SBIN0040865
MICR Code
571002461
Address
NO6GOVERNMENT ROADPONNACHI VILLAGE PIN571444 KOLLEGAL TALUKCHAMARAJANAGAR DISTRICT
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City
CHAMARAJANAGAR
District
KOLLEGAL
State
KARNATAKA
Contact
+919945302584

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0040865 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0040865.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0040865.

IFSC Code Structure

S
B
I
N
0
0
4
0
8
6
5
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 040865 — Branch code (PONNACHI)

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Frequently Asked Questions

Is SBIN0040865 valid for online transfer?
Yes, SBIN0040865 is a valid IFSC code for State Bank of India PONNACHI branch in CHAMARAJANAGAR, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0040865 belong to?
SBIN0040865 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PONNACHI is 571002461. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0040865?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.