State Bank of India JAYANAGAR DHARWAD Branch IFSC Code

SBIN 0040973

State Bank of India

JAYANAGAR DHARWAD — DHARWAD, KARNATAKA

MICR: 580002313 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: State Bank of India
Branch: JAYANAGAR DHARWAD
IFSC Code: SBIN0040973
MICR Code: 580002313
Address: NO 79 BY A BY 12 BY SP MUNICIPAL NO 10920 WARD NO 14 SAPTAPUR JAYANAGAR DHARWAD PIN 580008
City: DHARWAD
District: DHUMMAWAD
State: KARNATAKA
Contact: +918362444161

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0040973 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0040973.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0040973.

IFSC Code Structure

SBIN — Bank code (State Bank of India)
0 — Reserved (always 0)
040973 — Branch code (JAYANAGAR DHARWAD)

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View all State Bank of India branches in DHARWAD →

Frequently Asked Questions

Is SBIN0040973 valid for online transfer?

Yes, SBIN0040973 is a valid IFSC code for State Bank of India JAYANAGAR DHARWAD branch in DHARWAD, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does SBIN0040973 belong to?

SBIN0040973 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.

What is the MICR code for this branch?

The MICR code for State Bank of India JAYANAGAR DHARWAD is 580002313. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using SBIN0040973?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.