State Bank of India GARHSHANKAR Branch IFSC Code

SBIN 0050081
State Bank of India Logo State Bank of India
GARHSHANKAR — OIU, PUNJAB
MICR: 144002654 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
GARHSHANKAR
IFSC Code
SBIN0050081
MICR Code
144002654
Address
NEAR CIVIL COURTGARHSHANKAR
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City
OIU
District
GARHSHANKAR
State
PUNJAB
Contact
4

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0050081 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0050081.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0050081.

IFSC Code Structure

S
B
I
N
0
0
5
0
0
8
1
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 050081 — Branch code (GARHSHANKAR)

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Frequently Asked Questions

Is SBIN0050081 valid for online transfer?
Yes, SBIN0050081 is a valid IFSC code for State Bank of India GARHSHANKAR branch in OIU, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0050081 belong to?
SBIN0050081 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India GARHSHANKAR is 144002654. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0050081?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.