State Bank of India LUDHIANA DARESI ROAD Branch IFSC Code

SBIN 0050499
State Bank of India Logo State Bank of India
LUDHIANA DARESI ROAD — LUDHIANA, PUNJAB
MICR: 141002078 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
LUDHIANA DARESI ROAD
IFSC Code
SBIN0050499
MICR Code
141002078
Address
DARESI ROAD LUDHIANA
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
2706047

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0050499 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0050499.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0050499.

IFSC Code Structure

S
B
I
N
0
0
5
0
4
9
9
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 050499 — Branch code (LUDHIANA DARESI ROAD)

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Frequently Asked Questions

Is SBIN0050499 valid for online transfer?
Yes, SBIN0050499 is a valid IFSC code for State Bank of India LUDHIANA DARESI ROAD branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0050499 belong to?
SBIN0050499 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India LUDHIANA DARESI ROAD is 141002078. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0050499?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.