State Bank of India RACC GORAYA Branch IFSC Code
SBIN 0063432
State Bank of India RACC GORAYA — GORAYA, PUNJAB
MICR: 144002455
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- RACC GORAYA
- IFSC Code
- SBIN0063432
- MICR Code
- 144002455
- City
- GORAYA
- District
- GORAYA
- State
- PUNJAB
- Contact
- +918146555682
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0063432 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0063432.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0063432.
IFSC Code Structure
S
B
I
N
0
0
6
3
4
3
2
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 063432 — Branch code (RACC GORAYA)
Frequently Asked Questions
Is SBIN0063432 valid for online transfer?
Yes, SBIN0063432 is a valid IFSC code for State Bank of India RACC GORAYA branch in GORAYA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0063432 belong to?
SBIN0063432 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India RACC GORAYA is 144002455. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0063432?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.