State Bank of India RACC PHAGWARA Branch IFSC Code

SBIN 0063434
State Bank of India Logo State Bank of India
RACC PHAGWARA — JALANDHAR, PUNJAB
MICR: 144002210 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
RACC PHAGWARA
IFSC Code
SBIN0063434
MICR Code
144002210
Address
HARGOBIND NAGAR PHAGWARA-144001
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City
JALANDHAR
District
JALANDHAR
State
PUNJAB
Contact
+918295962147

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0063434 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0063434.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0063434.

IFSC Code Structure

S
B
I
N
0
0
6
3
4
3
4
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 063434 — Branch code (RACC PHAGWARA)

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Frequently Asked Questions

Is SBIN0063434 valid for online transfer?
Yes, SBIN0063434 is a valid IFSC code for State Bank of India RACC PHAGWARA branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0063434 belong to?
SBIN0063434 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India RACC PHAGWARA is 144002210. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0063434?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.