State Bank of India PSBKOTTAYAM Branch IFSC Code
SBIN 0070854
State Bank of India PSBKOTTAYAM — KOTAYAM, KERALA
MICR: 686002932
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- State Bank of India
- Branch
- PSBKOTTAYAM
- IFSC Code
- SBIN0070854
- MICR Code
- 686002932
- City
- KOTAYAM
- District
- KOTTAYAM
- State
- KERALA
- Contact
- +914812391407
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SBIN0070854 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0070854.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0070854.
IFSC Code Structure
S
B
I
N
0
0
7
0
8
5
4
- SBIN — Bank code (State Bank of India)
- 0 — Reserved (always 0)
- 070854 — Branch code (PSBKOTTAYAM)
Frequently Asked Questions
Is SBIN0070854 valid for online transfer?
Yes, SBIN0070854 is a valid IFSC code for State Bank of India PSBKOTTAYAM branch in KOTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0070854 belong to?
SBIN0070854 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PSBKOTTAYAM is 686002932. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0070854?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.