South Indian Bank CHERPUNKAL Branch IFSC Code

SIBL 0000197
South Indian Bank Logo South Indian Bank
CHERPUNKAL — KOTTAYAM, KERALA
MICR: 686059805 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
South Indian Bank
Branch
CHERPUNKAL
IFSC Code
SIBL0000197
MICR Code
686059805
Address
DONO18A,WARD NO6,NELLIPUZHA BUILDING,PALA-ETTUMANOOR HIGHWAY,CHERPUNKAL PO,KOTTAYAM DISTRICT,KERALA-686584
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA
Contact
+914822255969

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SIBL0000197 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SIBL0000197.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SIBL0000197.

IFSC Code Structure

S
I
B
L
0
0
0
0
1
9
7
  • SIBL — Bank code (South Indian Bank)
  • 0 — Reserved (always 0)
  • 000197 — Branch code (CHERPUNKAL)

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Frequently Asked Questions

Is SIBL0000197 valid for online transfer?
Yes, SIBL0000197 is a valid IFSC code for South Indian Bank CHERPUNKAL branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SIBL0000197 belong to?
SIBL0000197 belongs to South Indian Bank. The first 4 characters "SIBL" identify the bank.
What is the MICR code for this branch?
The MICR code for South Indian Bank CHERPUNKAL is 686059805. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SIBL0000197?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.