South Indian Bank PHAGWARA Branch IFSC Code
SIBL 0000575
South Indian Bank PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144059712
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- South Indian Bank
- Branch
- PHAGWARA
- IFSC Code
- SIBL0000575
- MICR Code
- 144059712
- City
- KAPURTHALA
- District
- PHAGWARA
- State
- PUNJAB
- Contact
- +911824221484
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SIBL0000575 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SIBL0000575.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SIBL0000575.
IFSC Code Structure
S
I
B
L
0
0
0
0
5
7
5
- SIBL — Bank code (South Indian Bank)
- 0 — Reserved (always 0)
- 000575 — Branch code (PHAGWARA)
Frequently Asked Questions
Is SIBL0000575 valid for online transfer?
Yes, SIBL0000575 is a valid IFSC code for South Indian Bank PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SIBL0000575 belong to?
SIBL0000575 belongs to South Indian Bank. The first 4 characters "SIBL" identify the bank.
What is the MICR code for this branch?
The MICR code for South Indian Bank PHAGWARA is 144059712. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SIBL0000575?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.