South Indian Bank KONGAD Branch IFSC Code

SIBL 0000981
South Indian Bank Logo South Indian Bank
KONGAD — PALAKKAD, KERALA
MICR: 678059819 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
South Indian Bank
Branch
KONGAD
IFSC Code
SIBL0000981
MICR Code
678059819
Address
BENSON COMPLEX,CHALLIKKAL,KONGAD,PALAKKAD
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City
PALAKKAD
District
KONGAD
State
KERALA
Contact
+914842365657

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SIBL0000981 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SIBL0000981.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SIBL0000981.

IFSC Code Structure

S
I
B
L
0
0
0
0
9
8
1
  • SIBL — Bank code (South Indian Bank)
  • 0 — Reserved (always 0)
  • 000981 — Branch code (KONGAD)

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Frequently Asked Questions

Is SIBL0000981 valid for online transfer?
Yes, SIBL0000981 is a valid IFSC code for South Indian Bank KONGAD branch in PALAKKAD, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SIBL0000981 belong to?
SIBL0000981 belongs to South Indian Bank. The first 4 characters "SIBL" identify the bank.
What is the MICR code for this branch?
The MICR code for South Indian Bank KONGAD is 678059819. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SIBL0000981?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.