Shivalik Small Finance Bank SURAT Branch IFSC Code
SMCB 0001038
Shivalik Small Finance Bank SURAT — SURAT, GUJARAT
MICR: 395721001
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Shivalik Small Finance Bank
- Branch
- SURAT
- IFSC Code
- SMCB0001038
- MICR Code
- 395721001
- Address
- SHOP NO 21, GROUNG FLOOR, WESTERN ARENA, NR.MADHUVAN CIRCLE, SURAT-395009 Open in Google Maps
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +919560011798
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SMCB0001038 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SMCB0001038.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SMCB0001038.
IFSC Code Structure
S
M
C
B
0
0
0
1
0
3
8
- SMCB — Bank code (Shivalik Small Finance Bank)
- 0 — Reserved (always 0)
- 001038 — Branch code (SURAT)
Frequently Asked Questions
Is SMCB0001038 valid for online transfer?
Yes, SMCB0001038 is a valid IFSC code for Shivalik Small Finance Bank SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SMCB0001038 belong to?
SMCB0001038 belongs to Shivalik Small Finance Bank. The first 4 characters "SMCB" identify the bank.
What is the MICR code for this branch?
The MICR code for Shivalik Small Finance Bank SURAT is 395721001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SMCB0001038?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.