Shivalik Small Finance Bank KARNAL Branch IFSC Code
SMCB 0001045
Shivalik Small Finance Bank KARNAL — KARNAL, HARYANA
MICR: 132721002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Shivalik Small Finance Bank
- Branch
- KARNAL
- IFSC Code
- SMCB0001045
- MICR Code
- 132721002
- Address
- SHOP NO 29-30-31-32 GF SUPER MALL PLOT NO S M -1 SECTOR 12 KARNAL PIN CODE 132001 Open in Google Maps
- City
- KARNAL
- District
- KARNAL
- State
- HARYANA
- Contact
- +919667871941
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SMCB0001045 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SMCB0001045.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SMCB0001045.
IFSC Code Structure
S
M
C
B
0
0
0
1
0
4
5
- SMCB — Bank code (Shivalik Small Finance Bank)
- 0 — Reserved (always 0)
- 001045 — Branch code (KARNAL)
Frequently Asked Questions
Is SMCB0001045 valid for online transfer?
Yes, SMCB0001045 is a valid IFSC code for Shivalik Small Finance Bank KARNAL branch in KARNAL, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SMCB0001045 belong to?
SMCB0001045 belongs to Shivalik Small Finance Bank. The first 4 characters "SMCB" identify the bank.
What is the MICR code for this branch?
The MICR code for Shivalik Small Finance Bank KARNAL is 132721002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SMCB0001045?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.