Smriti Nagrik Sahakari Bank JAORA Branch IFSC Code
SMNB 0000014
Smriti Nagrik Sahakari Bank
JAORA — RATLAM, MADHYA PRADESH
MICR: 457832002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Smriti Nagrik Sahakari Bank
- Branch
- JAORA
- IFSC Code
- SMNB0000014
- MICR Code
- 457832002
- Address
- SURVEYNO.242/1,RAKBA0.0012,MHOW NEEMUCH ROAD,GRAM - BANNAKHEDI,TEHSIL JAORA,DIST RATLAM,MADHYA PRADESH 457226 Open in Google Maps
- City
- RATLAM
- District
- JAORA
- State
- MADHYA PRADESH
- Contact
- +917429405629
How to Use This IFSC Code
NEFT Transfer
Use IFSC code SMNB0000014 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SMNB0000014.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SMNB0000014.
IFSC Code Structure
S
M
N
B
0
0
0
0
0
1
4
- SMNB — Bank code (Smriti Nagrik Sahakari Bank)
- 0 — Reserved (always 0)
- 000014 — Branch code (JAORA)
Nearby Smriti Nagrik Sahakari Bank Branches in RATLAM
View all Smriti Nagrik Sahakari Bank branches in RATLAM →Frequently Asked Questions
Is SMNB0000014 valid for online transfer?
Yes, SMNB0000014 is a valid IFSC code for Smriti Nagrik Sahakari Bank JAORA branch in RATLAM, MADHYA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SMNB0000014 belong to?
SMNB0000014 belongs to Smriti Nagrik Sahakari Bank. The first 4 characters "SMNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Smriti Nagrik Sahakari Bank JAORA is 457832002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SMNB0000014?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.