Saraswat Co-operative Bank GIRGAUM Branch IFSC Code

SRCB 0000002
Saraswat Co-operative Bank
GIRGAUM — GREATER BOMBAY, MAHARASHTRA
MICR: 400088029 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Saraswat Co-operative Bank
Branch
GIRGAUM
IFSC Code
SRCB0000002
MICR Code
400088029
Address
MADHUKOSH, S.V. SOVANI PATH, GIRGAUM, MUMBAI - 400 004.
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City
GREATER BOMBAY
District
MUMBAI
State
MAHARASHTRA
Contact
+912224671162

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SRCB0000002 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SRCB0000002.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SRCB0000002.

IFSC Code Structure

S
R
C
B
0
0
0
0
0
0
2
  • SRCB — Bank code (Saraswat Co-operative Bank)
  • 0 — Reserved (always 0)
  • 000002 — Branch code (GIRGAUM)

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Frequently Asked Questions

Is SRCB0000002 valid for online transfer?
Yes, SRCB0000002 is a valid IFSC code for Saraswat Co-operative Bank GIRGAUM branch in GREATER BOMBAY, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SRCB0000002 belong to?
SRCB0000002 belongs to Saraswat Co-operative Bank. The first 4 characters "SRCB" identify the bank.
What is the MICR code for this branch?
The MICR code for Saraswat Co-operative Bank GIRGAUM is 400088029. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SRCB0000002?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.