Saraswat Co-operative Bank LANJA Branch IFSC Code

SRCB 0000227
Saraswat Co-operative Bank
LANJA — RATNAGIRI, MAHARASHTRA
MICR: 416088426 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Saraswat Co-operative Bank
Branch
LANJA
IFSC Code
SRCB0000227
MICR Code
416088426
Address
HOUSE NO. 1538, OPP. NEW ENGLISH SCHOOL, MUMBAI-GOA HIGHWAY, LANJA 416 701, DIST. RATNAGIRI
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City
RATNAGIRI
District
LANJA
State
MAHARASHTRA
Contact
+912351230195

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SRCB0000227 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SRCB0000227.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SRCB0000227.

IFSC Code Structure

S
R
C
B
0
0
0
0
2
2
7
  • SRCB — Bank code (Saraswat Co-operative Bank)
  • 0 — Reserved (always 0)
  • 000227 — Branch code (LANJA)

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Frequently Asked Questions

Is SRCB0000227 valid for online transfer?
Yes, SRCB0000227 is a valid IFSC code for Saraswat Co-operative Bank LANJA branch in RATNAGIRI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SRCB0000227 belong to?
SRCB0000227 belongs to Saraswat Co-operative Bank. The first 4 characters "SRCB" identify the bank.
What is the MICR code for this branch?
The MICR code for Saraswat Co-operative Bank LANJA is 416088426. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SRCB0000227?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.