Saraswat Co-operative Bank SME PANAJI Branch IFSC Code

SRCB 0000282
Saraswat Co-operative Bank
SME PANAJI — NORTH GOA, GOA
MICR: 403088007 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Saraswat Co-operative Bank
Branch
SME PANAJI
IFSC Code
SRCB0000282
MICR Code
403088007
Address
TRISTAR BUILDING, 2ND FLOOR, 13-B, EDC COMPLEX, PATTO PLAZA, PANAJI, GOA-403001.
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City
NORTH GOA
District
PANAJI
State
GOA
Contact
+918322437021

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SRCB0000282 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SRCB0000282.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SRCB0000282.

IFSC Code Structure

S
R
C
B
0
0
0
0
2
8
2
  • SRCB — Bank code (Saraswat Co-operative Bank)
  • 0 — Reserved (always 0)
  • 000282 — Branch code (SME PANAJI)

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Frequently Asked Questions

Is SRCB0000282 valid for online transfer?
Yes, SRCB0000282 is a valid IFSC code for Saraswat Co-operative Bank SME PANAJI branch in NORTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SRCB0000282 belong to?
SRCB0000282 belongs to Saraswat Co-operative Bank. The first 4 characters "SRCB" identify the bank.
What is the MICR code for this branch?
The MICR code for Saraswat Co-operative Bank SME PANAJI is 403088007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SRCB0000282?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.