Union Bank of India KOTTAYAM Branch IFSC Code

UBIN 0536121
Union Bank of India Logo Union Bank of India
KOTTAYAM — KOTTAYAM, KERALA
MICR: 686026002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
KOTTAYAM
IFSC Code
UBIN0536121
MICR Code
686026002
Address
P.B. NO. 277, SHASTRI ROAD,KOTTAYAM, DIST. KOTTAYAM,KERALA, PIN - 686 001.
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0536121 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0536121.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0536121.

IFSC Code Structure

U
B
I
N
0
5
3
6
1
2
1
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 536121 — Branch code (KOTTAYAM)

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Frequently Asked Questions

Is UBIN0536121 valid for online transfer?
Yes, UBIN0536121 is a valid IFSC code for Union Bank of India KOTTAYAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0536121 belong to?
UBIN0536121 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India KOTTAYAM is 686026002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0536121?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.