Union Bank of India SHIMOGA Branch IFSC Code

UBIN 0538949
Union Bank of India Logo Union Bank of India
SHIMOGA — SHIMOGA, KARNATAKA
MICR: 577026202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
SHIMOGA
IFSC Code
UBIN0538949
MICR Code
577026202
Address
P.B. NO. 113, B.H. ROAD, MARUTI COMPLEX,POST & DIST. SHIMOGA, KARNATAKA,PIN - 577 201.
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City
SHIMOGA
District
SHIMOGA
State
KARNATAKA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0538949 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0538949.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0538949.

IFSC Code Structure

U
B
I
N
0
5
3
8
9
4
9
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 538949 — Branch code (SHIMOGA)

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Frequently Asked Questions

Is UBIN0538949 valid for online transfer?
Yes, UBIN0538949 is a valid IFSC code for Union Bank of India SHIMOGA branch in SHIMOGA, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0538949 belong to?
UBIN0538949 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India SHIMOGA is 577026202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0538949?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.