Union Bank of India EDAPALLY - COCHIN Branch IFSC Code

UBIN 0539554
Union Bank of India Logo Union Bank of India
EDAPALLY - COCHIN — ERNAKULAM, KERALA
MICR: 682026005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
EDAPALLY - COCHIN
IFSC Code
UBIN0539554
MICR Code
682026005
Address
34/2409B,M.M.BLDG., HIGH SCHOOL JUNCTION,EDAPALLY, COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 024.
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City
ERNAKULAM
District
KOCHI
State
KERALA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0539554 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0539554.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0539554.

IFSC Code Structure

U
B
I
N
0
5
3
9
5
5
4
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 539554 — Branch code (EDAPALLY - COCHIN)

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Frequently Asked Questions

Is UBIN0539554 valid for online transfer?
Yes, UBIN0539554 is a valid IFSC code for Union Bank of India EDAPALLY - COCHIN branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0539554 belong to?
UBIN0539554 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India EDAPALLY - COCHIN is 682026005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0539554?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.