Union Bank of India EDA COCHIN - COCHIN Branch IFSC Code

UBIN 0540897
Union Bank of India Logo Union Bank of India
EDA COCHIN - COCHIN — ERNAKULAM, KERALA
MICR: 682026016 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
EDA COCHIN - COCHIN
IFSC Code
UBIN0540897
MICR Code
682026016
Address
DOOR NO. XXII/342, CHAKKANAT BUILDING,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 006.
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City
ERNAKULAM
District
KOCHI
State
KERALA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0540897 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0540897.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0540897.

IFSC Code Structure

U
B
I
N
0
5
4
0
8
9
7
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 540897 — Branch code (EDA COCHIN - COCHIN)

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Frequently Asked Questions

Is UBIN0540897 valid for online transfer?
Yes, UBIN0540897 is a valid IFSC code for Union Bank of India EDA COCHIN - COCHIN branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0540897 belong to?
UBIN0540897 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India EDA COCHIN - COCHIN is 682026016. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0540897?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.