Union Bank of India KOT SANTOKH RAI Branch IFSC Code

UBIN 0544108
Union Bank of India Logo Union Bank of India
KOT SANTOKH RAI — GURDASPUR, PUNJAB
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
KOT SANTOKH RAI
IFSC Code
UBIN0544108
Address
AT KOT SANTOKH RAI, MAIN ROAD, POST DHARIWAL, DIST. GURDASPUR, PUNJAB, PIN - 143 519.
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City
GURDASPUR
District
KOT SANTOKH RAI
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0544108 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0544108.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0544108.

IFSC Code Structure

U
B
I
N
0
5
4
4
1
0
8
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 544108 — Branch code (KOT SANTOKH RAI)

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Frequently Asked Questions

Is UBIN0544108 valid for online transfer?
Yes, UBIN0544108 is a valid IFSC code for Union Bank of India KOT SANTOKH RAI branch in GURDASPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0544108 belong to?
UBIN0544108 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
Can I do RTGS using UBIN0544108?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.