Union Bank of India PHAGWARA Branch IFSC Code

UBIN 0549827
Union Bank of India Logo Union Bank of India
PHAGWARA — KAPURTHALA, PUNJAB
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
PHAGWARA
IFSC Code
UBIN0549827
Address
G. T. ROAD, SUGAR MILL CHOWK, PHAGWARA,OPP. BUS STAND, DIST. KAPURTHALA,PUNJAB, PIN - 144 401.
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City
KAPURTHALA
District
PHAGWARA
State
PUNJAB
Contact
262995

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0549827 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0549827.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0549827.

IFSC Code Structure

U
B
I
N
0
5
4
9
8
2
7
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 549827 — Branch code (PHAGWARA)

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Frequently Asked Questions

Is UBIN0549827 valid for online transfer?
Yes, UBIN0549827 is a valid IFSC code for Union Bank of India PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0549827 belong to?
UBIN0549827 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
Can I do RTGS using UBIN0549827?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.