Union Bank of India ERNAKULAM - NRI Branch IFSC Code

UBIN 0550191
Union Bank of India Logo Union Bank of India
ERNAKULAM - NRI — ERNAKULAM, KERALA
MICR: 682026009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
ERNAKULAM - NRI
IFSC Code
UBIN0550191
MICR Code
682026009
Address
POST BOX NO. 3274, 1ST FLOOR,UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM,COCHIN, KERALA, PIN - 682 035.
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City
ERNAKULAM
District
KOCHI
State
KERALA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0550191 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0550191.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0550191.

IFSC Code Structure

U
B
I
N
0
5
5
0
1
9
1
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 550191 — Branch code (ERNAKULAM - NRI)

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Frequently Asked Questions

Is UBIN0550191 valid for online transfer?
Yes, UBIN0550191 is a valid IFSC code for Union Bank of India ERNAKULAM - NRI branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0550191 belong to?
UBIN0550191 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India ERNAKULAM - NRI is 682026009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0550191?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.