Union Bank of India MALDA Branch IFSC Code

UBIN 0554961
Union Bank of India Logo Union Bank of India
MALDA — MALDA, WEST BENGAL
MICR: 732026102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
MALDA
IFSC Code
UBIN0554961
MICR Code
732026102
Address
HOLDING NO.62/9,WRD NO. 7,B.G. ROAD,POST-MAKDUMPUR,MALDAH,WEST BENGAL-732103
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City
MALDA
District
MALDA
State
WEST BENGAL
Contact
223352

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0554961 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0554961.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0554961.

IFSC Code Structure

U
B
I
N
0
5
5
4
9
6
1
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 554961 — Branch code (MALDA)

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Frequently Asked Questions

Is UBIN0554961 valid for online transfer?
Yes, UBIN0554961 is a valid IFSC code for Union Bank of India MALDA branch in MALDA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0554961 belong to?
UBIN0554961 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India MALDA is 732026102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0554961?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.