Union Bank of India CMS KOCHI Branch IFSC Code

UBIN 0558435
Union Bank of India Logo Union Bank of India
CMS KOCHI — ERNAKULAM, KERALA
MICR: 682026042 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
CMS KOCHI
IFSC Code
UBIN0558435
MICR Code
682026042
Address
GROUND FLOOR UNION BANK BHAVAN M G ROAD ERNAKULAM
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City
ERNAKULAM
District
ERNAKULAM
State
KERALA
Contact
484

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0558435 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0558435.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0558435.

IFSC Code Structure

U
B
I
N
0
5
5
8
4
3
5
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 558435 — Branch code (CMS KOCHI)

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Frequently Asked Questions

Is UBIN0558435 valid for online transfer?
Yes, UBIN0558435 is a valid IFSC code for Union Bank of India CMS KOCHI branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0558435 belong to?
UBIN0558435 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India CMS KOCHI is 682026042. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0558435?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.