Union Bank of India SMIT CHANDIPADAR Branch IFSC Code

UBIN 0814946
Union Bank of India Logo Union Bank of India
SMIT CHANDIPADAR — GANJAM, ODISHA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
SMIT CHANDIPADAR
IFSC Code
UBIN0814946
Address
SMIT,CHANDIPADAR,BHATAKUMAGANJAM DIST,ODISHA
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City
GANJAM
District
BERHAMPUR
State
ODISHA
Contact
+916811226894

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0814946 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0814946.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0814946.

IFSC Code Structure

U
B
I
N
0
8
1
4
9
4
6
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 814946 — Branch code (SMIT CHANDIPADAR)

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Frequently Asked Questions

Is UBIN0814946 valid for online transfer?
Yes, UBIN0814946 is a valid IFSC code for Union Bank of India SMIT CHANDIPADAR branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0814946 belong to?
UBIN0814946 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
Can I do RTGS using UBIN0814946?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.