Union Bank of India KOCHI CAPS Branch IFSC Code

UBIN 0985198
Union Bank of India Logo Union Bank of India
KOCHI CAPS — ERNAKULAM, KERALA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
KOCHI CAPS
IFSC Code
UBIN0985198
Address
XXXVII398B RADHAKRISHNA BLDG,CLOTH BAZAR,ERNAKULAM,KOCHI 682031
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City
ERNAKULAM
District
KOCHI
State
KERALA
Contact
+914842380612

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0985198 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0985198.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0985198.

IFSC Code Structure

U
B
I
N
0
9
8
5
1
9
8
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 985198 — Branch code (KOCHI CAPS)

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Frequently Asked Questions

Is UBIN0985198 valid for online transfer?
Yes, UBIN0985198 is a valid IFSC code for Union Bank of India KOCHI CAPS branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0985198 belong to?
UBIN0985198 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
Can I do RTGS using UBIN0985198?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.