UCO Bank RUMI Branch IFSC Code

UCBA 0000420
UCO Bank Logo UCO Bank
RUMI — LUDHIANA, PUNJAB
MICR: 141028025 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
UCO Bank
Branch
RUMI
IFSC Code
UCBA0000420
MICR Code
141028025
Address
VPO.RUMI TEH.JAGROAN DISTT.LUDHIANA ,LUDHIANA ,PUNJAB PIN 142030
Open in Google Maps
City
LUDHIANA
District
RUMI
State
PUNJAB
Contact
+911612806045

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UCBA0000420 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UCBA0000420.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UCBA0000420.

IFSC Code Structure

U
C
B
A
0
0
0
0
4
2
0
  • UCBA — Bank code (UCO Bank)
  • 0 — Reserved (always 0)
  • 000420 — Branch code (RUMI)

Nearby UCO Bank Branches in LUDHIANA

View all UCO Bank branches in LUDHIANA →

Frequently Asked Questions

Is UCBA0000420 valid for online transfer?
Yes, UCBA0000420 is a valid IFSC code for UCO Bank RUMI branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UCBA0000420 belong to?
UCBA0000420 belongs to UCO Bank. The first 4 characters "UCBA" identify the bank.
What is the MICR code for this branch?
The MICR code for UCO Bank RUMI is 141028025. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UCBA0000420?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.