UCO Bank ERNAKULAM MAIN Branch IFSC Code

UCBA 0000431
UCO Bank Logo UCO Bank
ERNAKULAM MAIN — ERNAKULAM, KERALA
MICR: 682028006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
UCO Bank
Branch
ERNAKULAM MAIN
IFSC Code
UCBA0000431
MICR Code
682028006
Address
KAVERI BUILDINGS, CLOTH BAZAR ROAD, NEAR PENTAMENAKA,BROADWAY, ERNAKULAM ,KERALA PIN 682031
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City
ERNAKULAM
District
ERNAKULAM
State
KERALA
Contact
+914842353586

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UCBA0000431 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UCBA0000431.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UCBA0000431.

IFSC Code Structure

U
C
B
A
0
0
0
0
4
3
1
  • UCBA — Bank code (UCO Bank)
  • 0 — Reserved (always 0)
  • 000431 — Branch code (ERNAKULAM MAIN)

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Frequently Asked Questions

Is UCBA0000431 valid for online transfer?
Yes, UCBA0000431 is a valid IFSC code for UCO Bank ERNAKULAM MAIN branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UCBA0000431 belong to?
UCBA0000431 belongs to UCO Bank. The first 4 characters "UCBA" identify the bank.
What is the MICR code for this branch?
The MICR code for UCO Bank ERNAKULAM MAIN is 682028006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UCBA0000431?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.