UCO Bank NIGAM VIHAR SHIMLA Branch IFSC Code

UCBA 0000981
UCO Bank Logo UCO Bank
NIGAM VIHAR SHIMLA — SHIMLA, HIMACHAL PRADESH
MICR: 171028004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
UCO Bank
Branch
NIGAM VIHAR SHIMLA
IFSC Code
UCBA0000981
MICR Code
171028004
Address
ENGINEERS BHAWAN NIGAM VIHAR SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 171002
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City
SHIMLA
District
SHIMLA
State
HIMACHAL PRADESH
Contact
+911772623734

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UCBA0000981 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UCBA0000981.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UCBA0000981.

IFSC Code Structure

U
C
B
A
0
0
0
0
9
8
1
  • UCBA — Bank code (UCO Bank)
  • 0 — Reserved (always 0)
  • 000981 — Branch code (NIGAM VIHAR SHIMLA)

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Frequently Asked Questions

Is UCBA0000981 valid for online transfer?
Yes, UCBA0000981 is a valid IFSC code for UCO Bank NIGAM VIHAR SHIMLA branch in SHIMLA, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UCBA0000981 belong to?
UCBA0000981 belongs to UCO Bank. The first 4 characters "UCBA" identify the bank.
What is the MICR code for this branch?
The MICR code for UCO Bank NIGAM VIHAR SHIMLA is 171028004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UCBA0000981?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.