UCO Bank KARHARIA Branch IFSC Code

UCBA 0001247
UCO Bank Logo UCO Bank
KARHARIA — BHAGALPUR, BIHAR
MICR: 812028523 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
UCO Bank
Branch
KARHARIA
IFSC Code
UCBA0001247
MICR Code
812028523
Address
AT PO KARHARIA VIA ASARGANJ DIST BHAGALPUR ,BHAGALPUR ,BIHAR PIN 813201
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City
BHAGALPUR
District
KARHARIA
State
BIHAR
Contact
+919430431042

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UCBA0001247 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UCBA0001247.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UCBA0001247.

IFSC Code Structure

U
C
B
A
0
0
0
1
2
4
7
  • UCBA — Bank code (UCO Bank)
  • 0 — Reserved (always 0)
  • 001247 — Branch code (KARHARIA)

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Frequently Asked Questions

Is UCBA0001247 valid for online transfer?
Yes, UCBA0001247 is a valid IFSC code for UCO Bank KARHARIA branch in BHAGALPUR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UCBA0001247 belong to?
UCBA0001247 belongs to UCO Bank. The first 4 characters "UCBA" identify the bank.
What is the MICR code for this branch?
The MICR code for UCO Bank KARHARIA is 812028523. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UCBA0001247?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.