UCO Bank GARHI Branch IFSC Code

UCBA 0003165
UCO Bank Logo UCO Bank
GARHI — UDHAMPUR, JAMMU AND KASHMIR
MICR: 182028002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
UCO Bank
Branch
GARHI
IFSC Code
UCBA0003165
MICR Code
182028002
Address
MAIN ROAD, ADJOINING SBI NH 44 GARHI TEH AND DISTT UDHAMPUR ,REASI ,JAMMU AND KASHMIR PIN 182121
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City
UDHAMPUR
District
GARHI
State
JAMMU AND KASHMIR
Contact
+91199166547342

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UCBA0003165 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UCBA0003165.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UCBA0003165.

IFSC Code Structure

U
C
B
A
0
0
0
3
1
6
5
  • UCBA — Bank code (UCO Bank)
  • 0 — Reserved (always 0)
  • 003165 — Branch code (GARHI)

Frequently Asked Questions

Is UCBA0003165 valid for online transfer?
Yes, UCBA0003165 is a valid IFSC code for UCO Bank GARHI branch in UDHAMPUR, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UCBA0003165 belong to?
UCBA0003165 belongs to UCO Bank. The first 4 characters "UCBA" identify the bank.
What is the MICR code for this branch?
The MICR code for UCO Bank GARHI is 182028002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UCBA0003165?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.