Axis Bank PHAGWARA Branch IFSC Code

UTIB 0000071
Axis Bank Logo Axis Bank
PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144211712 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
PHAGWARA
IFSC Code
UTIB0000071
MICR Code
144211712
Address
MUNICIPAL NO XXXI/73, G T ROAD
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City
KAPURTHALA
District
PHAGWARA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0000071 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0000071.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0000071.

IFSC Code Structure

U
T
I
B
0
0
0
0
0
7
1
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 000071 — Branch code (PHAGWARA)

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Frequently Asked Questions

Is UTIB0000071 valid for online transfer?
Yes, UTIB0000071 is a valid IFSC code for Axis Bank PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0000071 belong to?
UTIB0000071 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank PHAGWARA is 144211712. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0000071?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.