Axis Bank KOCHI Branch IFSC Code

UTIB 0000081
Axis Bank Logo Axis Bank
KOCHI — ERNAKULAM, KERALA
MICR: 682211002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
KOCHI
IFSC Code
UTIB0000081
MICR Code
682211002
Address
41/419, GROUND FLOOR CHICAGO PLAZA, RAJAJI ROAD, ERNAKULAM
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City
ERNAKULAM
District
KOCHI
State
KERALA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0000081 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0000081.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0000081.

IFSC Code Structure

U
T
I
B
0
0
0
0
0
8
1
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 000081 — Branch code (KOCHI)

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MICR: 682211003 RTGS ✓ NEFT ✓ IMPS ✓

WILLINGDON ISLAND

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MICR: 682211004 RTGS ✓ NEFT ✓ IMPS ✓

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MICR: 682211005 RTGS ✓ NEFT ✓ IMPS ✓

PERUMBAVOOR, KERALA

UTIB0000803

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MICR: 683211052 RTGS ✓ NEFT ✓ IMPS ✓

VYTILLA, KOCHI

UTIB0000827

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MICR: 682211006 RTGS ✓ NEFT ✓ IMPS ✓
View all Axis Bank branches in ERNAKULAM →

Frequently Asked Questions

Is UTIB0000081 valid for online transfer?
Yes, UTIB0000081 is a valid IFSC code for Axis Bank KOCHI branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0000081 belong to?
UTIB0000081 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank KOCHI is 682211002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0000081?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.