Axis Bank GURDASPUR ,PUNJAB Branch IFSC Code

UTIB 0000494
Axis Bank Logo Axis Bank
GURDASPUR ,PUNJAB — GURDASPUR, PUNJAB
MICR: 143211202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
GURDASPUR ,PUNJAB
IFSC Code
UTIB0000494
MICR Code
143211202
Address
KHASRA NO. 292-298 A.P. PALACE, TIBRI ROAD,PUNJAB,143521
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City
GURDASPUR
District
GURDASPUR
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0000494 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0000494.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0000494.

IFSC Code Structure

U
T
I
B
0
0
0
0
4
9
4
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 000494 — Branch code (GURDASPUR ,PUNJAB)

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Frequently Asked Questions

Is UTIB0000494 valid for online transfer?
Yes, UTIB0000494 is a valid IFSC code for Axis Bank GURDASPUR ,PUNJAB branch in GURDASPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0000494 belong to?
UTIB0000494 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank GURDASPUR ,PUNJAB is 143211202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0000494?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.