Axis Bank PALAI, KERALA Branch IFSC Code
UTIB 0000616
Axis Bank PALAI, KERALA — KOTTAYAM, KERALA
MICR: 686211302
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Axis Bank
- Branch
- PALAI, KERALA
- IFSC Code
- UTIB0000616
- MICR Code
- 686211302
- City
- KOTTAYAM
- District
- PALAI
- State
- KERALA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0000616 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0000616.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0000616.
IFSC Code Structure
U
T
I
B
0
0
0
0
6
1
6
- UTIB — Bank code (Axis Bank)
- 0 — Reserved (always 0)
- 000616 — Branch code (PALAI, KERALA)
Nearby Axis Bank Branches in KOTTAYAM
KOTTAYAM
UTIB0000051
NO. IX-311, A/2 CENTURY TOWERS NEAR YWCA, M C ROAD
MICR: 686211002 RTGS ✓ NEFT ✓ IMPS ✓
CHANGANASSERI
UTIB0001648
KAVALAM BUILDINGS, NO.464/31 FIRST FLOOR, M.C. ROAD, KAVALAM NAGAR, KAVALA,CHANGANASSERI, DIST KOTTAYAM, KERALA, PIN 686101
MICR: 686211052 RTGS ✓ NEFT ✓ IMPS ✓
ETTUMANOOR
UTIB0003213
NO 551 ETTUMANOOR BYPASS ROAD KOVILPADAM ROAD ETTUMANOOR P O KOTTAYAM KERALA PINCODE 686631
MICR: 686211352 RTGS ✓ NEFT ✓ IMPS ✓
KANJIRAPPALLY
UTIB0003254
NO 399 A1, K.K.ROAD, KANJIRAPPALLY 686507
MICR: 686211152 RTGS ✓ NEFT ✓ IMPS ✓
KANJIKUZHI
UTIB0003558
KADUTHODIL ARCADE NEAR QRS KANJIKUZHI KOTTAYAM 686004
MICR: 686211003 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is UTIB0000616 valid for online transfer?
Yes, UTIB0000616 is a valid IFSC code for Axis Bank PALAI, KERALA branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0000616 belong to?
UTIB0000616 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank PALAI, KERALA is 686211302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0000616?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.