Axis Bank GARDHIWALA Branch IFSC Code

UTIB 0001276
Axis Bank Logo Axis Bank
GARDHIWALA — HOSHIARPUR, PUNJAB
MICR: 144211576 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
GARDHIWALA
IFSC Code
UTIB0001276
MICR Code
144211576
Address
GROUND FLOOR, KHATA NO. 1241/1437,KHASRA NO. 70/28, HADBAST NO.19, HOSHIARPUR-DASUYA HIGHWAY , GARDHIWALA, DIST. HOSHIARPUR, PUNJAB , PIN 144207
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City
HOSHIARPUR
District
GONDPUR
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0001276 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0001276.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0001276.

IFSC Code Structure

U
T
I
B
0
0
0
1
2
7
6
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 001276 — Branch code (GARDHIWALA)

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Frequently Asked Questions

Is UTIB0001276 valid for online transfer?
Yes, UTIB0001276 is a valid IFSC code for Axis Bank GARDHIWALA branch in HOSHIARPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0001276 belong to?
UTIB0001276 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank GARDHIWALA is 144211576. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0001276?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.