Axis Bank NAUGACHHIA Branch IFSC Code
UTIB 0001665
NAUGACHHIA — BHAGALPUR, BIHAR
MICR: 812211003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Axis Bank
- Branch
- NAUGACHHIA
- IFSC Code
- UTIB0001665
- MICR Code
- 812211003
- Address
- RAMSHARAN SAHU COMPLEX, DHARMASHALA ROAD, NAUGACHHIA, DISTRICT BHAGALPUR, BIHAR, PIN 853204 Open in Google Maps
- City
- BHAGALPUR
- District
- NAUGACHIA
- State
- BIHAR
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0001665 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0001665.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0001665.
IFSC Code Structure
U
T
I
B
0
0
0
1
6
6
5
- UTIB — Bank code (Axis Bank)
- 0 — Reserved (always 0)
- 001665 — Branch code (NAUGACHHIA)
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Frequently Asked Questions
Is UTIB0001665 valid for online transfer?
Yes, UTIB0001665 is a valid IFSC code for Axis Bank NAUGACHHIA branch in BHAGALPUR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0001665 belong to?
UTIB0001665 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank NAUGACHHIA is 812211003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0001665?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.