Axis Bank PHALORA NAGBANI Branch IFSC Code

UTIB 0002491
Axis Bank Logo Axis Bank
PHALORA NAGBANI — JAMMU, JAMMU AND KASHMIR
MICR: 180211013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
PHALORA NAGBANI
IFSC Code
UTIB0002491
MICR Code
180211013
Address
GROUND FLOOR KAHSRA NO 598 GAJANSOO ROAD PHALORA NAGBANI JAMMU 180002
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City
JAMMU
District
JAMMU
State
JAMMU AND KASHMIR
Contact
+91191236617

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0002491 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0002491.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0002491.

IFSC Code Structure

U
T
I
B
0
0
0
2
4
9
1
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 002491 — Branch code (PHALORA NAGBANI)

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Frequently Asked Questions

Is UTIB0002491 valid for online transfer?
Yes, UTIB0002491 is a valid IFSC code for Axis Bank PHALORA NAGBANI branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0002491 belong to?
UTIB0002491 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank PHALORA NAGBANI is 180211013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0002491?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.