Axis Bank PANDESARA Branch IFSC Code
UTIB 0002864
Axis Bank PANDESARA — SURAT, GUJARAT
MICR: 395211025
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Axis Bank
- Branch
- PANDESARA
- IFSC Code
- UTIB0002864
- MICR Code
- 395211025
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +919825042992
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0002864 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0002864.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0002864.
IFSC Code Structure
U
T
I
B
0
0
0
2
8
6
4
- UTIB — Bank code (Axis Bank)
- 0 — Reserved (always 0)
- 002864 — Branch code (PANDESARA)
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BARDOLI ,GUJRAT
UTIB0000470
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ADAJAN
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VARACHHA ROAD, SURAT
UTIB0000848
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MICR: 395211005 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is UTIB0002864 valid for online transfer?
Yes, UTIB0002864 is a valid IFSC code for Axis Bank PANDESARA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0002864 belong to?
UTIB0002864 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank PANDESARA is 395211025. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0002864?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.