Axis Bank RATAN KHAND LUCKNOW Branch IFSC Code

UTIB 0003428

Axis Bank

RATAN KHAND LUCKNOW — LUCKNOW, UTTAR PRADESH

MICR: 226211019 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: Axis Bank
Branch: RATAN KHAND LUCKNOW
IFSC Code: UTIB0003428
MICR Code: 226211019
Address: UPPER GR FLR CP 2 2 RATAN KHAND SHARDA NAGAR YOJNA LUCKNOW UTTAR PRADESH 226006
City: LUCKNOW
District: LUCKNOW
State: UTTAR PRADESH
Contact: +919415106232

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0003428 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0003428.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0003428.

IFSC Code Structure

UTIB — Bank code (Axis Bank)
0 — Reserved (always 0)
003428 — Branch code (RATAN KHAND LUCKNOW)

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View all Axis Bank branches in LUCKNOW →

Frequently Asked Questions

Is UTIB0003428 valid for online transfer?

Yes, UTIB0003428 is a valid IFSC code for Axis Bank RATAN KHAND LUCKNOW branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does UTIB0003428 belong to?

UTIB0003428 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.

What is the MICR code for this branch?

The MICR code for Axis Bank RATAN KHAND LUCKNOW is 226211019. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using UTIB0003428?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.