Axis Bank KARGIL Branch IFSC Code
UTIB 0003953
Axis Bank KARGIL — KARGIL, JAMMU AND KASHMIR
MICR: 194211002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Axis Bank
- Branch
- KARGIL
- IFSC Code
- UTIB0003953
- MICR Code
- 194211002
- City
- KARGIL
- District
- KARGIL
- State
- JAMMU AND KASHMIR
- Contact
- +919622220881
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0003953 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0003953.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0003953.
IFSC Code Structure
U
T
I
B
0
0
0
3
9
5
3
- UTIB — Bank code (Axis Bank)
- 0 — Reserved (always 0)
- 003953 — Branch code (KARGIL)
Frequently Asked Questions
Is UTIB0003953 valid for online transfer?
Yes, UTIB0003953 is a valid IFSC code for Axis Bank KARGIL branch in KARGIL, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0003953 belong to?
UTIB0003953 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank KARGIL is 194211002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0003953?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.