Axis Bank U M ROAD SURAT Branch IFSC Code

UTIB 0004345
Axis Bank Logo Axis Bank
U M ROAD SURAT — SURAT, GUJARAT
MICR: 395211037 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
U M ROAD SURAT
IFSC Code
UTIB0004345
MICR Code
395211037
Address
GROUND FLOOR SHOP NO 1 2 3 REVENUE SR NO 50 51 52 TPNO 6 FPNO 109 C S 1076 1 SOMNATH SOCIETY UM ROAD 395002
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+918980366366

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0004345 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0004345.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0004345.

IFSC Code Structure

U
T
I
B
0
0
0
4
3
4
5
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 004345 — Branch code (U M ROAD SURAT)

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Frequently Asked Questions

Is UTIB0004345 valid for online transfer?
Yes, UTIB0004345 is a valid IFSC code for Axis Bank U M ROAD SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0004345 belong to?
UTIB0004345 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank U M ROAD SURAT is 395211037. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0004345?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.