Axis Bank SIMGA Branch IFSC Code

UTIB 0004420
Axis Bank Logo Axis Bank
SIMGA — BALODA BAZAR, CHANDIGARH
MICR: 493211510 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
SIMGA
IFSC Code
UTIB0004420
MICR Code
493211510
Address
TILDA ROAD,SIMGA ELECTRICITY OFFICE,PO PS-SIMGA,SIMGA NAGARPANCHAYAT,DIST-BALODABAZAR 493101
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City
BALODA BAZAR
District
SIMGA
State
CHANDIGARH
Contact
+919926906978

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0004420 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0004420.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0004420.

IFSC Code Structure

U
T
I
B
0
0
0
4
4
2
0
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 004420 — Branch code (SIMGA)

Frequently Asked Questions

Is UTIB0004420 valid for online transfer?
Yes, UTIB0004420 is a valid IFSC code for Axis Bank SIMGA branch in BALODA BAZAR, CHANDIGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0004420 belong to?
UTIB0004420 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank SIMGA is 493211510. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0004420?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.