Axis Bank GANGYAL Branch IFSC Code

UTIB 0004981

Axis Bank

GANGYAL — JAMMU, JAMMU AND KASHMIR

MICR: 180211018 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: Axis Bank
Branch: GANGYAL
IFSC Code: UTIB0004981
MICR Code: 180211018
Address: GROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR
City: JAMMU
District: JAMMU
State: JAMMU AND KASHMIR
Contact: +919596254179

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0004981 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0004981.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0004981.

IFSC Code Structure

UTIB — Bank code (Axis Bank)
0 — Reserved (always 0)
004981 — Branch code (GANGYAL)

Nearby Axis Bank Branches in JAMMU

JAMMU

UTIB0000147

HIGHLAND TOWER,RAILHEAD ROAD COMPLEX BAHU PLAZA ,GANDHI NAGAR

MICR: 180211002 RTGS ✓ NEFT ✓ IMPS ✓

G S MARG, JAMMU

UTIB0001011

GROUND FLOOR, KHEWAT NO. 118, KHASRA NO. 325, GULAB SINGH MARG, NEAR DOGRA CHOWK, JAMMU , JAMMU & KASHMIR, PIN 180001

MICR: 180211003 RTGS ✓ NEFT ✓ IMPS ✓

CHWADI

UTIB0002359

GROUND FLOOR, GROUND FLOOR, KHASRA NO. 887 MIN, KHATA NO. 428 MIN, KHEWAT NO. 26, VILLAGE CHWADI, TEHSIL & DISTRICT JAMMU - 180011

MICR: 180211005 RTGS ✓ NEFT ✓ IMPS ✓

CHAK POUNI WAND

UTIB0002375

GROUND FLOOR, KHASRA NO. 735 MIN, KHATA NO. 189 MIN, KHEWAT NO. 90, VILLAGE CHAK POUNI WAND (BRAHMANA) DISTRICT JAMMU - 180002

MICR: 180211007 RTGS ✓ NEFT ✓ IMPS ✓

DHARMAL

UTIB0002423

DIST JAMMU, JAMMU & KASHMIR, PIN 181205

MICR: 180211194 RTGS ✓ NEFT ✓ IMPS ✓

View all Axis Bank branches in JAMMU →

Frequently Asked Questions

Is UTIB0004981 valid for online transfer?

Yes, UTIB0004981 is a valid IFSC code for Axis Bank GANGYAL branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does UTIB0004981 belong to?

UTIB0004981 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.

What is the MICR code for this branch?

The MICR code for Axis Bank GANGYAL is 180211018. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using UTIB0004981?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.