Axis Bank GHAGGA Branch IFSC Code

UTIB 0005228
Axis Bank Logo Axis Bank
GHAGGA — PATIALA, PUNJAB
MICR: 147211020 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
GHAGGA
IFSC Code
UTIB0005228
MICR Code
147211020
Address
AXIS BANK LTD KHASRA NO 417, PATRAN SAMANA ROAD, DISTRICT PATIALA, CITY GHAGGA, PUNJAB PIN 147102
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City
PATIALA
District
GHAGGA
State
PUNJAB
Contact
+919781070002

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0005228 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0005228.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0005228.

IFSC Code Structure

U
T
I
B
0
0
0
5
2
2
8
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 005228 — Branch code (GHAGGA)

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Frequently Asked Questions

Is UTIB0005228 valid for online transfer?
Yes, UTIB0005228 is a valid IFSC code for Axis Bank GHAGGA branch in PATIALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0005228 belong to?
UTIB0005228 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank GHAGGA is 147211020. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0005228?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.