Axis Bank NOWGAM Branch IFSC Code

UTIB 0005449
Axis Bank Logo Axis Bank
NOWGAM — SRINAGAR, JAMMU AND KASHMIR
MICR: 190211008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
NOWGAM
IFSC Code
UTIB0005449
MICR Code
190211008
Address
GROUND FLOOR KHASRA NO 1024 MIN NOWGAM MAIN ROAD SRINAGAR JAMMU AND KASHMIR UT 190015
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City
SRINAGAR
District
NOWGAM
State
JAMMU AND KASHMIR
Contact
+919596244001

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0005449 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0005449.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0005449.

IFSC Code Structure

U
T
I
B
0
0
0
5
4
4
9
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 005449 — Branch code (NOWGAM)

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Frequently Asked Questions

Is UTIB0005449 valid for online transfer?
Yes, UTIB0005449 is a valid IFSC code for Axis Bank NOWGAM branch in SRINAGAR, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0005449 belong to?
UTIB0005449 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank NOWGAM is 190211008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0005449?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.