J&k State Co-operative Bank J&k State Co-operative Bank IMPS Branch IFSC Code
UTIB 0SJKCB1
J&k State Co-operative Bank
J&k State Co-operative Bank IMPS — MUMBAI, MAHARASHTRA
MICR: 190654002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- J&k State Co-operative Bank
- Branch
- J&k State Co-operative Bank IMPS
- IFSC Code
- UTIB0SJKCB1
- MICR Code
- 190654002
- City
- MUMBAI
- District
- SRINAGAR
- State
- MAHARASHTRA
- Contact
- +911942311121
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0SJKCB1 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0SJKCB1.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0SJKCB1.
IFSC Code Structure
U
T
I
B
0
S
J
K
C
B
1
- UTIB — Bank code (J&k State Co-operative Bank)
- 0 — Reserved (always 0)
- SJKCB1 — Branch code (J&k State Co-operative Bank IMPS)
Frequently Asked Questions
Is UTIB0SJKCB1 valid for online transfer?
Yes, UTIB0SJKCB1 is a valid IFSC code for J&k State Co-operative Bank J&k State Co-operative Bank IMPS branch in MUMBAI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0SJKCB1 belong to?
UTIB0SJKCB1 belongs to J&k State Co-operative Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for J&k State Co-operative Bank J&k State Co-operative Bank IMPS is 190654002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0SJKCB1?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.