Moga Central Co-operative Bank Moga Central Co-operative Bank IMPS Branch IFSC Code

UTIB 0SMCB01
Moga Central Co-operative Bank
Moga Central Co-operative Bank IMPS — MUMBAI, MAHARASHTRA
MICR: 142803002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Moga Central Co-operative Bank
Branch
Moga Central Co-operative Bank IMPS
IFSC Code
UTIB0SMCB01
MICR Code
142803002
Address
G. T. ROAD, MOGA
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City
MUMBAI
District
MOGA
State
MAHARASHTRA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0SMCB01 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0SMCB01.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0SMCB01.

IFSC Code Structure

U
T
I
B
0
S
M
C
B
0
1
  • UTIB — Bank code (Moga Central Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMCB01 — Branch code (Moga Central Co-operative Bank IMPS)

Frequently Asked Questions

Is UTIB0SMCB01 valid for online transfer?
Yes, UTIB0SMCB01 is a valid IFSC code for Moga Central Co-operative Bank Moga Central Co-operative Bank IMPS branch in MUMBAI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0SMCB01 belong to?
UTIB0SMCB01 belongs to Moga Central Co-operative Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Moga Central Co-operative Bank Moga Central Co-operative Bank IMPS is 142803002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0SMCB01?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.