Merchants Liberal Co-operative Bank Merchants Liberal Co-operative Bank IMPS Branch IFSC Code

UTIB 0SMLCBK
Merchants Liberal Co-operative Bank
Merchants Liberal Co-operative Bank IMPS — MUMBAI, MAHARASHTRA
MICR: 582802002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Merchants Liberal Co-operative Bank
Branch
Merchants Liberal Co-operative Bank IMPS
IFSC Code
UTIB0SMLCBK
MICR Code
582802002
Address
BASAVESHWAR CIRCLE MAKANGALLI GADAG 582101
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City
MUMBAI
District
GADAG BETIGERI
State
MAHARASHTRA
Contact
+918372234993

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0SMLCBK to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0SMLCBK.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0SMLCBK.

IFSC Code Structure

U
T
I
B
0
S
M
L
C
B
K
  • UTIB — Bank code (Merchants Liberal Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMLCBK — Branch code (Merchants Liberal Co-operative Bank IMPS)

Frequently Asked Questions

Is UTIB0SMLCBK valid for online transfer?
Yes, UTIB0SMLCBK is a valid IFSC code for Merchants Liberal Co-operative Bank Merchants Liberal Co-operative Bank IMPS branch in MUMBAI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0SMLCBK belong to?
UTIB0SMLCBK belongs to Merchants Liberal Co-operative Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Merchants Liberal Co-operative Bank Merchants Liberal Co-operative Bank IMPS is 582802002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0SMLCBK?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.